In In order to make a claim, you have to fill up the claim form then contact the claims centre. to make a claim, you have to fill up the claim form then contact the claims centre.
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Liability is your legal responsibility for damages. For example, when you are at fault in an accident, you have liability to pay for the damages and injuries caused to others involved.
In case of fire, theft or natural calamities, if your house is completely damaged and if you want to claim your personal property to insurance company, an inventory list is very important. The insurance company will only pay you for those items where you are able to show the evidence that the damaged items belong to you. So, it is advisable to keep a list of the inventory in a safe place.
Yes, an individual can take two policies and claim for both.
General Insurance is basically an insurance policy that protects you from losses and damages other than covered by life insurance.
Third party insurance is an insurance policy that covers the damage caused by another person or party. In this type of insurance, the insured is the first party, insurance company is the second party while the damage done by another is referred as the third party. This type of Insurance policy is purchased for vehicles, so that in case of the accident they can claim it.
Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.