An insurance policy that covers the damage caused by another person or party. In this type of insurance, the insured is the first party, insurance company is the second party while the damage done by another is referred as the third party.  This type of Insurance policy is purchased for vehicles, so that in case of the accident they can claim it.

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.

Call us to determine the right coverage for your situation.  We will help you protect the important things in your life.

You can buy Insurance cover directly from us (Occidental Insurance Co. Ltd)  or from our agents and brokers country wide.

Yes, an individual can take two policies and claim for both.

No. Buying insurance coves from our brokers and agents is not expensive.

No. This is a contract between you and insurance company which cannot be transferred to another party.

Yes. We offer Inconvenience vehicle in case of an accident; Note this is applied for when buying motor insurance cover.

Personal Accident Insurance is for your personal vehicle and covers any fatal accidents to you or your family excluding driver

This is a form of insurance designed for home owners and tenants. This insurance covers against damage to residential homes, as well as loss or damage to the contents of a dwelling house including your valuable items worn or carried.

In order to make a claim, you have to fill up the claim form then contact the claims centre.

Yes. You can make claim through broker or agent if you bought policy from that agent or alternatively you can directly contact us.

You can download claim forms from our website documents center. Also, you can visit any of our offices countrywide and request for claim forms.

Yes, you can claim for towing charges that you paid for your vehicle to be towed. Present to us evidence and receipts.

 In case of fire, theft or natural calamities, if your house is completely damaged and if you want to claim your personal property to insurance company, an inventory list is very important.  The insurance company will only pay you for those items where you are able to show the evidence that the damaged items belong to you. So, it is advisable to keep a list of the inventory in a safe place.

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